LIQUOR LIABILITY INSURANCE? I'LL DRINK TO THAT
A Complete Guide to Serving and Hosting Responsibly

Conclusion

When it comes to liquor liability, both small businesses and individual hosts must be aware of their state's dram shop and social host liability laws. These laws vary drastically and make those who serve, sell, or furnish alcohol legally responsible for the liquor-fueled accidents that may result.

That's why liquor liability lawsuits are a real and present danger. However, with a solid risk management plan, businesses and hosts can reduce their exposures. And in case those measures fail, you can always rely on Liquor Liability Insurance, which helps you pay for the costs that accompany expensive and time-consuming court battles.

Quick References

Alcohol Policy Information System

Centers for Disease Control (CDC)

Gallup.com, 2012 Consumption Habits Poll

Illinois Liquor Control Commission, December 7, 2012, Press Release

Madison-St. Clair Record, "Joe Man's Bar and Grill Sued by Woman Claiming Sexual Assault"

The Marquette Law Review, "Imposition of Liability on Social Hosts in Drunk Driving Cases: A Judicial Response Mandated by Principles of Common Law and Common Sense"

Masscases.com, "Rivera v. Club Caravan Inc."

The National Conference of State Legislatures, "Dram Shop Civil Liability and Criminal Penalty State Statutes"

The National Highway Traffic Safety Administration (NHTSA)

The National Safety Council (NSC), Falls

Ober Kaler, Clarifying the Confusing World of Indemnification, Hold Harmless, and Defense Clauses

OregonLive.com, "Men Injured in Bar Brawl Seek $3.5 Million for Milwaukie's Wichita Pub"

TABC Seller / Server Training Program

Training for Intervention Procedures (TIPS)

Towers Watson, "2011 Update on U.S. Tort Cost Trends"

txtrial.com, "Poole v. El Chico"

U.S. Chamber Institute for Legal Reform, "Tort Liability Cost from Small Business" [PDF]

World Health Organization, "Global Status Report on Alcohol and Health"

Download eBook [PDF]

Grab-n-Go Information

food services eBookS
Download free eBooks and in-depth guides on growing your business and keeping it safe.
Browse eBooks
Sample certificates
See a sample Certificate of Liability Insurance, the proof of coverage you need for most contracts.
Download pdf
Sample Quotes & Cost Estimates
See what insurance really costs: actual quotes by policy & specialty.
Learn More
Ask A Question
Submit your questions about restaurant insurance and get answers from our experts.
Learn More