Risk Management for the Food Service Industry


As a food services business owner, you help people eat, drink, and be merry every day. But owning a restaurant, bar, or catering service comes with a set of risks that most business owners never need to worry about. Health codes, food preparation protocol, and liquor liability laws must be a priority. Through proper safety training and process protocol, you can greatly reduce the risks associated with these issues. But a solid small business insurance plan is still a necessary investment in your food service's future.

Quick Resource Guide

AboveTheLaw.com, "We the Plaintiffs" infographic

A.M. Best

ENR.com, Construction Economics report

FDA, "State Retail and Food Service Codes and Regulations by State"

FEMA, "Protecting Your Businesses"

HealthCare.gov, Affordable Care Act

Insurance Journal, "Bars Often Roll Dice on Liquor Liability Coverage"

Insureon, "Workers' Compensation Laws by State"


National Association of Insurance Commissioners, Map of NAIC States & Jurisdictions

National Conference of State Legislatures, "Dram Shop Civil Liability And Criminal Penalty State Statutes"

National Restaurant Association

National Safety Council, "Trips, Slips, and Falls" [PDF]

Nolo.com, Statutes of Limitations by State

TABC Seller / Server Training Program

Technomic, "U.S. Foodservice Industry Forecast"

Training for Intervention Procedures (TIPS)

U.S. Small Business Administration (SBA), "Find Business Licenses & Permits"

WebMD.com, "Healthcare Reform: Health Insurance & Affordable Care Act"

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